Ryan Skerritt, Founder

Ryan Skerritt

Founder, Next Wave Mortgage, LLC · NMLS #1170025 · Verify license

4.9/5.0 · 101+ Homeowners on Google

Ryan Skerritt (NMLS #1170025) founded Next Wave Mortgage, LLC on three practical standards: transparency, accountability, and measurable client success. With more than 12 years in the mortgage industry, he combines hands-on lending knowledge with company leadership to ensure every borrower gets accurate numbers and straightforward advice.

Working closely with Massachusetts buyers, Ryan knows that competitive local markets require fast responses and reliable pre-approvals. He helps clients compare wholesale loan options across conventional, FHA, VA, jumbo, and investor programs so they can submit strong offers with confidence.

Borrowers working with Ryan always know what happens next. From the initial 15-minute call through underwriting and coordination with your Massachusetts closing attorney, he sets clear expectations, outlines required documents early, and keeps every party updated.

Ryan focuses on practical loan structures that fit your monthly budget and long-term financial plans.

Reach out to Ryan for a fast, organized review of your mortgage options, clear side-by-side lender comparisons, and a pre-approval process that starts with no hard credit pull.

Built for real-life borrowers

  • First-time buyers who want calm, structured guidance.
  • Homeowners refinancing who want clarity, not sales pressure.
  • Buyers who need strong pre-approval positioning.
  • Anyone who values fast responses and organized next steps.

A simple, guided process

  1. 1Quick intro call to understand your goals.
  2. 2Clear checklist and document plan.
  3. 3Loan strategy built around your timeline.
  4. 4Strong pre-approval and next-step coordination.
  5. 5Consistent updates through closing.